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Knowledge, experience, and dedication have brought the lawyers of The Epstein Law Firm to the forefront of their profession. From personal injury to civil litigation, they have built a strong record of success in achieving justice for their clients.
Our practice is diverse and well-established. Recognizing that every case is unique, we always begin by listening to you.
The Epstein Law Firm, P.A. has been successfully representing clients throughout New Jersey since 1973
A crash can leave you dealing with medical treatment, vehicle repairs, missed work, and calls from multiple insurance companies. If the collision occurred on Route 17, I-287, Route 202, or a local road in Mahwah NJ, the investigating agency, available records, insurance coverage, and responsible parties will depend on the circumstances.
The Epstein Law Firm, P.A. has represented clients throughout New Jersey since 1973. A Mahwah NJ personal injury lawyer can review how the crash happened, identify the insurance policies that may apply, and explain your options without assuming that a police report or insurance decision settles the question of fault. (theepsteinlawfirm.com)
The Epstein Law Firm
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The Epstein Law Firm can review your car accident claim and explain the evidence, deadlines, and next steps that may apply.
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Protecting your health comes first. These steps can also help preserve information needed for your insurance claims:
Questions after a Mahwah NJ crash? Call The Epstein Law Firm at (201) 231-7847 or request a free case evaluation.
Personal Injury Protection, commonly called PIP, generally pays covered medical expenses without regard to who caused the crash. The applicable policy can depend on whether the injured person was a driver, passenger, pedestrian, or member of an insured household. Depending on the coverage purchased, PIP may also provide limited income-continuation or essential-services benefits.
Some policyholders elect to make private health insurance primary for accident-related care, with PIP serving as secondary coverage. Deductibles, copayments, coverage limits, and treatment requirements can affect payment. Medicare and Medicaid cannot be selected as the primary health insurer under New Jersey’s Health Care Primary option. Reviewing the declaration page and coverage-selection form is often the best starting point. (lis.njleg.state.nj.us)
A bodily-injury claim against another party generally requires evidence that the party failed to use reasonable care, caused the collision, and caused compensable harm. Depending on the facts, potentially responsible parties may include another driver, a commercial driver’s employer, a rideshare company or carrier under applicable insurance rules, or a business connected to defective maintenance or a dangerous vehicle component.
New Jersey uses modified comparative negligence. An injured person may generally recover when their share of fault is not greater than the fault assigned to the party or combined parties from whom recovery is sought. Compensation is reduced by the injured person’s percentage of responsibility. (lis.njleg.state.nj.us)
PIP and the right to pursue pain-and-suffering damages are separate issues. If the Limitation on Lawsuit option applies, noneconomic damages generally require an injury resulting in death, dismemberment, significant disfigurement or scarring, a displaced fracture, loss of a fetus, or a qualifying permanent injury.
Whether the threshold applies depends on the policy election and the injured person’s status. Medical evidence—not simply pain complaints, vehicle damage, or the length of treatment—often becomes central to determining whether an injury satisfies the statute. (lis.njleg.state.nj.us)
The insurance policy can shape the claim. The Epstein Law Firm can examine PIP, liability, UM/UIM, health-primary, and lawsuit-option issues. Call (201) 231-7847 or contact the firm online.
Rear-end collisions, unsafe lane changes, intersection crashes, impaired or distracted driving, commercial-vehicle accidents, and collisions involving uninsured motorists can raise different questions. A lawyer may investigate the conduct of each driver, vehicle ownership, employment relationships, available insurance, and whether defective parts or maintenance contributed.
An injured person does not need to obtain every record alone. Useful starting points include:
The firm may seek additional material such as 911 recordings, electronic vehicle data, repair history, commercial driving records, phone records when legally obtainable, and expert analysis. A citation or police conclusion may be relevant, but it does not automatically establish civil liability.
Depending on the evidence, insurance, and applicable legal rules, a car accident claim may address:
Not every category applies to every case. Policy limits, deductibles, liens, comparative fault, the lawsuit threshold, and proof connecting the losses to the collision can affect recovery.
New Jersey generally requires a personal-injury lawsuit to be filed within two years after the claim accrues. Claims involving a public entity or employee can require a notice of claim within 90 days, subject to limited procedures for seeking permission to file late. Rules involving minors or delayed discovery may also affect timing. Prompt review is important because evidence can disappear well before the filing deadline. (lis.njleg.state.nj.us)
A car accident lawyer can investigate the collision, secure available records, identify responsible parties and insurance coverage, and coordinate the liability claim with PIP and health benefits. The lawyer can also document lost income and the effect of the injury, respond to insurer arguments, evaluate settlement proposals, and prepare a lawsuit when necessary.
The Epstein Law Firm’s attorneys bring more than 120 years of combined experience. The firm begins by listening to what happened and learning how the crash has affected the client’s health, employment, finances, and family—not by promising a particular result. (theepsteinlawfirm.com)
Let the firm review the crash and available coverage. Call The Epstein Law Firm at (201) 231-7847 or schedule a free case evaluation.
If a crash has left you facing medical treatment, vehicle damage, lost income, or uncertainty about insurance, you can have the circumstances reviewed before deciding what to do next. The Epstein Law Firm offers free case evaluations to injured people and their families.
Call (201) 231-7847 or contact The Epstein Law Firm online to discuss a Mahwah NJ car accident claim.
The Epstein Law Firm can review the evidence, insurance issues, and next steps that may matter in your car accident claim.
These answers provide general information. The applicable law, insurance coverage, jurisdiction, and available evidence can change the analysis in an individual case.
Call 911, move out of active traffic if you can do so safely, and obtain appropriate medical care. Exchange identifying and insurance information, photograph the scene if conditions permit, and avoid arguing about who caused the collision. New Jersey requires prompt notice to law enforcement when a crash causes injury, death, or more than $500 in damage.
Notify your insurer promptly and follow the instructions of your medical professionals. Some concussion symptoms may appear hours or days after an injury. Seek emergency help for danger signs such as worsening headache, repeated vomiting, increasing confusion, seizure, weakness, or difficulty waking. (lis.njleg.state.nj.us)
Sources: New Jersey statute on reporting motor-vehicle accidents; Mahwah Police Department report FAQ; CDC concussion symptoms and danger signs.
Request the report from the agency that investigated the crash. The Mahwah Police Department directs people seeking local motor-vehicle accident reports to its online CrashDocs service. A crash handled by the New Jersey State Police may instead be available through the State Police crash-report portal.
The investigating agency can depend on exactly where the collision occurred. Keep the report number, date, location, and drivers’ names because those details can make the request easier. A report can provide useful basic information, but it may not include every witness, recording, insurance policy, or fact needed to determine civil liability. (mahwahpd.org)
Sources: Mahwah Police Department report FAQ; New Jersey State Police crash-report information.
PIP generally pays covered accident-related medical expenses without regard to fault. The policy responsible for the claim can depend on whether you were driving, riding as a passenger, walking, or living with an insured family member. Coverage limits, deductibles, copayments, and treatment-review requirements may apply.
If the policyholder selected the Health Care Primary option, private health insurance generally pays first and PIP becomes secondary. Medicare and Medicaid cannot be selected as primary under that option. Because policy elections differ, obtain the declaration page, PIP application, and coverage-selection form before assuming which insurer must pay. (lis.njleg.state.nj.us)
Sources: New Jersey PIP statute; NJDOBI Health Insurer for PIP Option; 2026 New Jersey Auto Insurance Buyer’s Guide.
You may be able to pursue pain-and-suffering damages, but the answer depends partly on the lawsuit option that applies. A person subject to the Limitation on Lawsuit option generally must prove an injury within one of the statutory categories, including a displaced fracture, qualifying permanent injury, significant scarring or disfigurement, dismemberment, loss of a fetus, or death.
The threshold limits noneconomic damages; it does not mean that PIP benefits are unavailable or that no claim of any kind exists. Policy language, the injured person’s status, medical evidence, and the nature of the losses must be reviewed before reaching a conclusion. (lis.njleg.state.nj.us)
Sources: New Jersey limitation-on-lawsuit statute; NJDOBI Standard Auto Insurance Policy guide.
Yes, partial fault does not automatically prevent recovery in New Jersey. An injured person may generally recover when their negligence was not greater than the negligence of the party—or combined parties—from whom compensation is sought. The recoverable damages are then reduced by the injured person’s percentage of fault.
For example, a driver found 20% responsible would generally receive 80% of the proven recoverable damages. If the injured person’s fault is greater than the fault attributed to the defendant or combined defendants, recovery is generally barred. Fault percentages depend on evidence rather than an insurer’s initial opinion. (lis.njleg.state.nj.us)
Sources: New Jersey comparative-negligence statute; NJDOBI guidance on third-party auto damage claims.
No, a police report or traffic ticket does not conclusively decide civil liability. The report may contain driver statements, witness information, diagrams, observations, and citations that help explain what occurred, but an officer may not have witnessed the collision.
NJDOBI cautions that a citation or traffic conviction does not necessarily make one driver 100% responsible. Insurers, attorneys, judges, and juries may also consider photographs, video, physical damage, witness testimony, traffic rules, and expert analysis. A civil factfinder may assign a percentage of negligence to each responsible party. (nj.gov)
Sources: NJDOBI guidance on fault and traffic citations; New Jersey Model Civil Jury Charge 7.30—Comparative Negligence.
Preserve photographs, videos, witness information, insurance correspondence, medical instructions, bills, repair estimates, and proof of missed work. Keep copies of the crash report request and claim numbers. If your vehicle is damaged, allow required insurance inspections before repairs, sale, or disposal.
You may also request your medical and billing records. HHS explains that the HIPAA Privacy Rule generally gives patients access to records maintained by covered health care providers and plans, subject to limited exceptions. A lawyer may separately seek surveillance footage, electronic vehicle data, 911 recordings, maintenance records, and other material you cannot realistically collect yourself. (hhs.gov)
Sources: HHS guide to obtaining medical and billing records; NJDOBI guidance on first-party vehicle damage claims; Mahwah Police Department report FAQ.
New Jersey generally provides two years from accrual to file a lawsuit for personal injuries caused by another party’s wrongful conduct. That general rule should not be treated as a safe waiting period because evidence, video, vehicle data, and witness recollections may disappear much sooner.
A claim involving a public entity or public employee may require notice within 90 days. Limited procedures may permit a late notice in qualifying circumstances, but court permission is not automatic. Rules involving minors or delayed discovery can also change the analysis, so the applicable deadline should be reviewed promptly. (lis.njleg.state.nj.us)
Sources: New Jersey two-year personal-injury statute; O’Donnell v. New Jersey Turnpike Authority; New Jersey Supreme Court opinion on late Tort Claims Act notice.
Your own policy may provide uninsured or underinsured motorist coverage if you purchased a Standard Policy. Uninsured motorist coverage can apply when the responsible driver has no applicable insurance. Underinsured motorist coverage may apply when that driver’s liability limits are insufficient and your policy provides higher applicable limits.
These claims remain subject to policy terms, notice requirements, proof of fault, damages, and coverage defenses. Basic Policies generally do not include UM/UIM protection. Obtain the full policy and declaration page rather than relying only on an insurance card or a verbal description of the coverage. (nj.gov)
Sources: NJDOBI Standard Auto Insurance Policy guide; NJDOBI guide to uninsured and underinsured motorist claims; 2026 New Jersey Auto Insurance Shopping Guide.
Recoverable compensation depends on the injuries, insurance coverage, fault, lawsuit option, and supporting evidence. A qualifying claim may include medical expenses recoverable outside PIP, future care, lost income, diminished earning capacity, and pain and suffering when permitted by New Jersey law.
A separate property-damage claim may address repairs, total-loss value, towing, storage, and other covered losses. PIP does not pay for vehicle damage. Qualifying family members may also have claims after a fatal accident or, in limited circumstances, for the effect of a serious injury on a marital relationship. No category or amount is guaranteed. (lis.njleg.state.nj.us)
Sources: New Jersey PIP statute; New Jersey limitation-on-lawsuit statute; NJDOBI guide to third-party vehicle damage claims.
Tell The Epstein Law Firm what happened and get clear guidance about your injury claim and legal options.
We want to express our deepest gratitude for the exceptional work you did to insure that our father’s unfortunate accident did not go unrecognized; my dear dad would have appreciated your professionalism, unstoppable work ethic and most of all your compassion every step of the way. Please know we have the highest regard and the utmost respect for you.
Thank you again for all of your help, support and advice. You’ve made a trying and difficult time much easier to deal with for my family and myself. You will never have any idea how much your efforts were, and will forever be appreciated.
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The Epstein Law Firm
The Epstein Law Firm