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Knowledge, experience, and dedication have brought the lawyers of The Epstein Law Firm to the forefront of their profession. From personal injury to civil litigation, they have built a strong record of success in achieving justice for their clients.
Our practice is diverse and well-established. Recognizing that every case is unique, we always begin by listening to you.
The Epstein Law Firm, P.A. has been successfully representing clients throughout New Jersey since 1973
A collision can leave you facing pain, medical appointments, vehicle repairs, missed work, and calls from insurance adjusters—all before you fully understand what happened. An Englewood Cliffs NJ car accident lawyer can help determine who may be responsible, which insurance policies apply, and what compensation may be available under New Jersey law.
The Epstein Law Firm, P.A. represents people injured in motor-vehicle crashes throughout Bergen County NJ and across the state. For information about injury claims beyond automobile collisions, visit the firm’s Englewood Cliffs NJ personal injury lawyer page. The firm’s broader New Jersey car accident practice explains additional issues that can arise in serious crashes.
Injured in an Englewood Cliffs NJ crash? Call The Epstein Law Firm at (201) 231-7847 or request a free case evaluation.
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The Epstein Law Firm can review your car accident claim and explain the evidence, deadlines, and next steps that may apply.
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New Jersey’s automobile insurance system separates the payment of medical expenses from the question of who caused the crash. Personal Injury Protection, commonly called PIP, generally pays covered medical expenses through an applicable automobile policy without regard to fault. If the policyholder selected the health-care-primary option, health insurance may pay first and PIP may provide secondary coverage. The policy’s limits, deductible, copayments, and coverage elections matter. (lis.njleg.state.nj.us)
A claim against another driver is different. To recover damages from an at-fault person or business, an injured claimant generally must show that negligent conduct caused the collision and resulting losses. Depending on the injured person’s policy and status, New Jersey’s limitation-on-lawsuit option may also restrict recovery for pain and suffering unless the injury falls within a qualifying statutory category.
New Jersey also follows modified comparative negligence. A person whose negligence was no greater than the negligence of the parties from whom recovery is sought may still recover, but the award is reduced by that person’s percentage of fault. (lis.njleg.state.nj.us)
Your health and safety come first. The following steps can also protect important information:
You do not need to investigate the crash yourself. Save what is already available to you and tell your lawyer about information that may disappear. Important evidence may include:
A lawyer may also seek surveillance recordings, vehicle data, phone records where legally appropriate, repair and maintenance documents, commercial-driver records, and testimony from witnesses or qualified experts. A police report or traffic citation may be useful, but it does not by itself conclusively establish civil liability.
Insurance questions after a crash? The Epstein Law Firm can review the available policies, PIP benefits, liability coverage, and possible uninsured or underinsured motorist protection. Call (201) 231-7847 or contact the firm online.
The responsible parties depend on how the crash occurred. Potential defendants may include:
These parties are not automatically liable. The firm’s role is to investigate the driver’s conduct, vehicle ownership, employment relationships, applicable insurance, physical evidence, and other facts before deciding which claims may be supported.
Car accidents can cause fractures, spinal injuries, head trauma, internal injuries, soft-tissue injuries, scarring, and psychological harm. Symptoms associated with a concussion or certain neck injuries may not become apparent immediately. Anyone experiencing new, worsening, or concerning symptoms should seek guidance from an appropriate medical professional. (cdc.gov)
Depending on the injuries, insurance coverage, and proof available, compensation may include:
Not every category applies to every case. The value of a claim depends on the medical evidence, the effect of the injuries, the allocation of fault, available insurance, and other case-specific circumstances.
New Jersey generally requires a lawsuit for personal injury caused by a wrongful act or negligence to be filed within two years after the claim accrues. Different rules or exceptions may apply in certain circumstances. Claims involving a public entity or public employee can require a notice of claim within 90 days, with late-notice relief available only under limited statutory conditions. Prompt review is important even when the ordinary two-year period appears to remain open. (lis.njleg.state.nj.us)
A car accident lawyer can take over the legal and insurance work while you focus on medical care and daily responsibilities. Depending on the matter, the firm may:
The Epstein Law Firm, P.A. has represented New Jersey clients since 1973. The firm offers free consultations and has an Englewood Cliffs NJ office available by appointment. (theepsteinlawfirm.com)
Let the firm investigate what happened. Call (201) 231-7847 to discuss an Englewood Cliffs NJ car accident, or send a confidential consultation request.
The Epstein Law Firm can review the evidence, insurance issues, and next steps that may matter in your car accident claim.
If you were hurt in an Englewood Cliffs NJ collision, The Epstein Law Firm can review the crash, available insurance, medical documentation, and deadlines that may affect your claim. The firm offers free consultations at (201) 231-7847. Appointments are also available through the Englewood Cliffs NJ office at 201-734-3763.
Contact The Epstein Law Firm to discuss what happened and learn about possible next steps. A consultation does not guarantee that a claim can be accepted or that compensation will be recovered.
These answers provide general information. The applicable insurance, legal rules, jurisdiction, medical evidence, and available claims can change based on the facts.
Move to a safe location if possible, call 911 when anyone may be injured, and report the crash to law enforcement. Exchange information with the other drivers and photograph the scene only if you can do so without entering traffic or placing yourself at risk.
New Jersey requires immediate notice to police when a crash causes injury, death, or more than $500 in damage to one person’s property. A separate driver report generally is not required when an investigating officer submits the official report. Obtain medical care and notify the appropriate insurer promptly.
Sources: N.J.S.A. 39:4-130—Immediate Notice and Written Accident Report; New Jersey MVC Forms, Including Form SR-1.
Request the report through the agency that investigated the collision. For an Englewood Cliffs Police report, use the police-records request information on the borough’s official OPRA page. Provide the date, approximate time, location, involved names, and report number if available.
If the New Jersey State Police investigated the crash, use the State Police crash-report request portal instead. A report can help identify the drivers, vehicles, insurers, witnesses, and the officer’s observations, but its contents do not automatically decide fault in a civil claim.
Sources: Englewood Cliffs Police Records Requests; New Jersey State Police Crash Report Requests; New Jersey NJTR-1 Crash Report Manual.
An applicable PIP policy generally pays covered automobile-accident medical expenses without regard to who caused the crash. The precise policy depends on whether you were a driver, passenger, pedestrian, or household member and on the available automobile coverage.
If the insured selected health insurance as primary, the health plan may pay first and PIP may act as secondary coverage. Deductibles, copayments, treatment requirements, and limits may apply, so provide both health and automobile insurance information to your medical providers and obtain a copy of the policy declarations.
Sources: N.J.S.A. 39:6A-4—Personal Injury Protection Coverage; NJDOBI Health Insurer for PIP Option; 2026 New Jersey Auto Insurance Buyer’s Guide.
You may be able to seek pain-and-suffering damages, but your right to do so can depend on the lawsuit option that applies and the nature of your injuries. New Jersey standard policies offer limited and unlimited right-to-sue options, while a basic policy includes the limited option.
When the limitation-on-lawsuit option applies, a claimant generally must prove a qualifying injury, such as death, dismemberment, significant disfigurement or scarring, a displaced fracture, loss of a fetus, or a medically supported permanent injury. Medical treatment, objective testing, and appropriate physician documentation can therefore be important.
Sources: 2026 New Jersey Auto Insurance Buyer’s Guide—The Right to Sue; NJDOBI Standard Automobile Insurance Policy.
Yes, partial fault does not necessarily prevent recovery under New Jersey’s comparative-negligence law. A claimant may recover when the claimant’s negligence was not greater than the negligence of the person—or combined parties—from whom damages are sought.
Any award is reduced by the percentage of fault assigned to the claimant. For example, a person found 20% responsible would generally receive 80% of the proven damages. If the claimant’s fault is greater than the defendants’ combined fault, recovery is barred. Photographs, witness accounts, vehicle damage, and traffic-control evidence can affect this analysis.
Sources: N.J.S.A. 2A:15-5.1—Comparative Negligence; N.J.S.A. 2A:15-5.3—Apportionment Among Responsible Parties.
The general New Jersey deadline for filing a personal injury lawsuit is two years after the claim accrues. Filing an insurance claim or negotiating with an adjuster does not necessarily stop that limitations period from running.
Exceptions and different deadlines may apply based on age, the identity of the defendant, the type of loss, or other circumstances. Evidence can also disappear well before two years pass, so it is prudent to request reports, preserve photographs and vehicles, and obtain individualized advice promptly.
Sources: N.J.S.A. 2A:14-2—Actions for Injury Caused by a Wrongful Act; New Jersey State Police Crash Report Requests.
A claim may be possible, but New Jersey imposes special requirements on claims against public entities and public employees. These cases can involve government vehicles, roadway maintenance, traffic-control devices, or other public functions, but the existence of a dangerous condition does not automatically establish liability.
A notice of claim generally must be presented within 90 days. A court may permit a late notice within one year only when statutory requirements—including extraordinary circumstances and lack of substantial prejudice—are satisfied. These shorter rules make prompt legal review especially important.
Sources: N.J.S.A. 59:8-9—Notice of Late Claim; N.J.S.A. 2A:14-2—General Personal Injury Limitation Period.
Preserve the crash report, photographs, medical records, insurance documents, witness information, and proof of financial losses. Keep the damaged vehicle available for inspection when reasonably possible, and do not discard broken vehicle parts or repair records without first considering whether they may be important.
Tell your lawyer about nearby businesses, homes, dashboard cameras, or traffic cameras that may have recorded the collision. Surveillance can be overwritten quickly. A lawyer may also obtain records that are not realistically available to you, including commercial-vehicle documents, phone records through lawful process, or technical vehicle data.
Sources: New Jersey NJTR-1 Crash Report Manual; Englewood Cliffs Police Records Requests.
Seek advice from an appropriate healthcare professional and explain when and how the crash occurred. Some concussion symptoms may appear hours or days after an injury, and whiplash-related pain may not be immediate. Delayed symptoms do not by themselves prove a particular diagnosis or establish that the crash caused them.
Call 911 or seek emergency care for danger signs such as worsening headache, repeated vomiting, seizures, slurred speech, increasing confusion, weakness, unequal pupils, or difficulty waking. Follow your provider’s instructions and keep records of symptoms, appointments, and activity restrictions.
Sources: CDC Symptoms of Mild TBI and Concussion; MedlinePlus Whiplash Overview; MedlinePlus Traumatic Brain Injury.
Your own uninsured or underinsured motorist coverage may provide another source of compensation, depending on your policy. Uninsured motorist coverage addresses certain losses caused by a driver without required insurance. Underinsured motorist coverage may apply when the responsible driver’s liability limits are lower than your applicable coverage and insufficient for the loss.
These claims involve contractual requirements, policy limits, offsets, and notice obligations. Locate the declaration pages for every potentially applicable household or vehicle policy before accepting a liability-limit payment or signing a release, because those decisions can affect additional coverage.
Sources: 2026 New Jersey Auto Insurance Buyer’s Guide—Uninsured and Underinsured Motorist Coverage; NJDOBI Standard Automobile Insurance Policy; NJDOBI Automobile Insurance Consumer Information.
Tell The Epstein Law Firm what happened and get clear guidance about your injury claim and legal options.
The first thing that comes to mind when I think of The Epstein Law Firm is, “These guys know what they are doing!” Being involved in a lawsuit is emotionally draining. Having a team like them to support you is like having the best captain in uncharted waters. Aside from being my lawyers and doing their job, it felt like they genuinely cared about me and my mental state. No words can ever fully express my gratitude.
An outstanding firm with excellent attorneys. If you need a representation, they are definitely the ones to contact.
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340 West Passaic Street Rochelle Park, NJ 07662
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560 Sylvan Avenue, Suite 1000-A Englewood Cliffs, NJ 07632 (By Appointment Only)
201-734-3763
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18-20 Lackawanna Plaza, Suite 200 Montclair, NJ 07042 (By Appointment Only)
973-381-8410
The Epstein Law Firm
The Epstein Law Firm