How to Prove Nerve Damage from a Car Accident in New Jersey

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Nerve damage is one of the most difficult types of injuries to prove after a car accident—yet it can cause some of the most serious and long-lasting pain. Unlike broken bones or lacerations, nerve damage doesn’t always show up on a simple X-ray, and many symptoms are invisible to others.

As a result, victims often struggle to get insurance companies or courts to recognize the severity of their injuries. If you’ve suffered nerve damage from a car accident in New Jersey, you’re also dealing with one of the most complicated legal systems in the country.

Between New Jersey’s “no-fault” insurance structure and the verbal threshold law, it’s critical to provide detailed, credible medical and legal documentation to support your case. This guide breaks down everything you need to know to prove your nerve injury, from medical diagnostics like EMGs and MRIs to legal requirements specific to New Jersey personal injury law.

 

Common Types of Nerve Damage from Car Accidents

1. Peripheral Neuropathy

One of the most common types of post-accident nerve damage is peripheral neuropathy. This refers to damage or dysfunction of the peripheral nervous system—the network of nerves outside the brain and spinal cord.

People with neuropathy often experience symptoms like burning, stabbing pain, or numbness in the hands, arms, legs, or feet. These symptoms may develop immediately after the accident or appear gradually over time.

2. Radiculopathy and Whiplash-Related Injuries

Radiculopathy is another common nerve issue that often results from trauma to the spine. In many car accidents, especially those involving whiplash, the impact can cause a herniated disc that presses on a nearby nerve root.

This compression can lead to radiating pain, tingling, or weakness down one side of the body. Cervical radiculopathy affects the neck and shoulders, while lumbar radiculopathy affects the lower back and legs.

3. Sciatica and Rear-End Collisions

Sciatica is a specific form of radiculopathy that involves the sciatic nerve—the longest nerve in the body. It usually causes pain that radiates from the lower back down through the buttock and into one leg.

Rear-end collisions and side-impact crashes can trigger sciatica by jarring the lower back or compressing spinal discs.

Why These Injuries Matter for Claims

Symptoms of nerve damage can range from mild to severe and may include muscle weakness, coordination problems, hypersensitivity, and chronic pain. Since these symptoms can resemble other injuries or conditions, objective medical testing is essential to confirming the presence of nerve trauma and qualifying for compensation under NJ law.

 

Medical Proof: EMG, MRI, and Nerve Conduction Studies

The Role of EMG Testing

An electromyography (EMG) test measures the electrical activity of muscles and can detect whether muscles are responding properly to nerve signals. When nerves are damaged or compressed, the EMG will typically show abnormal patterns.

This test is one of the most widely accepted ways to diagnose radiculopathy and other forms of nerve dysfunction after a car accident.

Nerve Conduction Studies for Peripheral Damage

In addition to EMG, doctors may order a nerve conduction study (NCS). This test evaluates how quickly electrical signals move through your nerves and is often performed alongside an EMG to provide a full picture of nerve health.

Together, EMG and NCS can clearly demonstrate damage to both the motor and sensory nerves, providing strong proof of injury.

MRI Imaging and Spinal Trauma

MRI scans provide detailed images of soft tissues, including the spinal cord, discs, and nerves. If your accident caused a herniated disc, inflammation, or nerve root impingement, an MRI will help identify it.

Unlike X-rays, MRIs are especially valuable in car crash claims because they reveal injuries that would otherwise go unnoticed.

Why Multiple Tests Matter

Having multiple forms of diagnostic evidence—such as EMG, NCS, and MRI—makes your claim more difficult to dispute. Insurers and courts are more likely to approve compensation when your nerve injury is backed by hard medical data and expert interpretations.

 

Meeting the Legal Threshold in New Jersey

What Is the Verbal Threshold?

New Jersey operates under a no-fault insurance system, meaning your own insurance usually pays for initial medical costs after an accident. However, your ability to sue the at-fault driver for pain and suffering is restricted unless your injuries meet the “verbal threshold”, also known as the limitation on lawsuit option.

This legal standard filters which types of injuries qualify for a lawsuit beyond basic PIP (personal injury protection) coverage.

Which Injuries Qualify?

Injuries that may bypass the verbal threshold include significant scarring, displaced fractures, and permanent loss of a bodily function—including nerve damage.

However, to sue, you must prove that your nerve injury is permanent and has resulted in long-term loss of function. This is not easy to do without compelling medical evidence.

How to Prove Nerve Damage Meets the Threshold

To meet this threshold, you’ll need:

• Results from EMG, MRI, or other diagnostic tests
• A detailed evaluation from a specialist (typically a neurologist)
• A medical opinion stating that your symptoms are permanent and linked directly to the accident

It’s not enough to say you’re in pain. You must prove that your injury has a long-term impact on your life and was directly caused by the crash.

 

Documenting Your Injury for Legal Success

Medical Records You Must Gather

Your documentation should include:

1. EMG test results
2. MRI imaging reports
3. Nerve conduction studies
4. Notes and evaluations from specialists
5. Treatment history and prescriptions
   

These records form the foundation of your claim and demonstrate that your pain is not only real but clinically measurable.

Symptom Journal and Impact Statements

In addition to official records, create a symptom journal. Write down how your injury affects your daily life, work, sleep, and physical activity. If your condition interferes with your job or requires special accommodations, document that as well.

Courts appreciate real-life context when evaluating how “serious” an injury is under the law.

Linking Your Injury to the Accident

One of the most important components of your case is proving causation—that your nerve damage resulted from the accident, not a prior condition. Ask your neurologist or treating physician to explicitly state in their report that your symptoms are “consistent with trauma sustained in the motor vehicle collision on [date].”

 

Insurance Company Tactics You Need to Know

Why Insurers Often Deny Nerve Damage Claims

Nerve injuries are often classified as “invisible” or “soft tissue,” which can make them easier for insurance adjusters to challenge. Some common reasons insurers give for denying or minimizing nerve damage claims include:

• No visible injury
• Lack of diagnostic testing
• Claims of pre-existing conditions
• Delayed onset of symptoms

How to Protect Your Case

You can protect your case by seeking prompt medical attention, following all treatment plans, and documenting your symptoms clearly and consistently. If possible, consult a neurologist early in the process, as their expertise is often crucial in these claims.

If the insurer requests an independent medical exam (IME), attend the appointment but inform your attorney first. IMEs are often used to dispute the findings of your own doctors.

 

Frequently Asked Questions

Can I still file a lawsuit for nerve damage if I chose the verbal threshold option on my New Jersey auto insurance policy?
Yes, you can still file a lawsuit, but only if your injury qualifies as “serious” under New Jersey’s verbal threshold law. This means you must demonstrate that your nerve damage has resulted in a permanent loss of a bodily function, a significant limitation of use, or another qualifying medical condition. Diagnostic tests like EMGs and MRIs, along with a neurologist’s report, are typically required to meet this legal standard.

What kind of medical tests are accepted as proof of nerve injury in a personal injury case?
The most commonly accepted medical tests include EMG (electromyography), MRI imaging, and nerve conduction studies. These diagnostic tools are designed to objectively measure the functionality of your nerves and help identify compression, inflammation, or permanent damage. Courts and insurance companies tend to favor claims supported by these test results, especially when interpreted by a neurologist or orthopedic specialist.

Is an EMG test alone enough to win a nerve damage claim in New Jersey?
An EMG test by itself may not be sufficient to win your case, but it is a powerful tool when used alongside other forms of evidence. If your EMG results show clear signs of radiculopathy or neuropathy, and your MRI supports those findings, your case becomes much stronger. A medical opinion linking those findings directly to the car accident further increases your chances of success.

How soon after a car accident should I be tested for nerve damage?
It’s important to undergo diagnostic testing as soon as possible if you’re experiencing symptoms like numbness, tingling, weakness, or radiating pain. Early testing not only helps guide your treatment but also strengthens your legal claim. Delays in diagnosis can give insurance companies a reason to argue that your injuries are unrelated to the crash.

What if my nerve damage symptoms didn’t appear right away?
Delayed symptoms are very common in nerve damage cases. Sometimes the body goes into shock after an accident, or soft tissue inflammation can develop gradually, putting pressure on nerves over time. If your symptoms emerge days or even weeks later, it’s still possible to build a strong legal case—as long as your doctor can connect your injury to the accident and you seek treatment promptly.

 

Contact The Epstein Law Firm, P.A., Today

Nerve damage claims can be among the most frustrating to prove—yet the consequences of untreated or undercompensated nerve injuries can be devastating. If your pain, numbness, or reduced mobility is making it difficult to work or live your life, you deserve help.

The insurance system in New Jersey, combined with the verbal threshold law, creates major hurdles. But with the right evidence and legal support, you can overcome them.

Contact The Epstein Law Firm, P.A., today. We understand both the medical complexity and legal requirements of nerve damage claims. The earlier you involve legal counsel, the stronger your case will be.