Rideshare companies like Uber and Lyft have transformed transportation, offering convenience and affordability. However, accidents involving these services can be complex, especially when determining liability. In New Jersey, rideshare liability is governed by a combination of state laws and the specific insurance policies held by Uber and Lyft. Rideshare companies categorize their insurance coverage into different periods:
  • Period 0: When the app is off, the driver’s personal insurance applies.
  • Period 1: When the driver is logged into the app but hasn’t accepted a ride, limited coverage from the rideshare company applies.
  • Periods 2 and 3: When the driver has accepted a ride and is en route to pick up passengers or is transporting passengers, the rideshare company’s higher coverage limits apply.
Understanding these periods is crucial because the level of coverage and the liable party can vary significantly. For instance, if you’re injured in an accident during Period 3, Uber or Lyft's $1 million liability policy may cover your damages.

Steps to Take Immediately After an Uber or Lyft Accident

The moments following an accident are critical for your health and for building a strong legal case. Here’s what you should do immediately after an accident involving an Uber or Lyft vehicle:
  1. Ensure Safety and Seek Medical Attention: Your health is the top priority. If anyone is injured, call 911 immediately.
  2. Report the Accident: Notify the police and get an official accident report. This document is crucial for any legal proceedings.
  3. Document the Scene: Take photos of the vehicles, the accident scene, any visible injuries, and relevant road conditions. This visual evidence can be invaluable.
  4. Collect Information: Gather contact and insurance details from all parties involved, including the rideshare driver and any witnesses.
  5. Notify Uber or Lyft: Report the accident through the app. Both companies have protocols for handling such incidents.
By taking these steps, you can protect your health and preserve essential evidence that will support your claim.

Determining Fault and Gathering Evidence

Determining fault in a rideshare accident can be challenging. It often involves multiple parties, including the rideshare driver, other motorists, and potentially even the rideshare companies themselves. Here’s how you can approach this.
  1. Police Reports: The responding officers will document their findings in an official report, which can be used to establish fault.
  2. Eyewitness Accounts: Statements from witnesses can provide an unbiased perspective of the events leading up to the accident.
  3. Dashcam Footage: If available, this can offer clear evidence of how the accident occurred.
  4. Rideshare App Data: Uber and Lyft track driver activity through their apps. This data can be used to verify the driver’s status at the time of the accident.
Gathering and preserving this evidence is essential for building a compelling case. An experienced attorney can help you navigate this process and ensure that all relevant information is collected.

Filing a Lawsuit Against Uber or Lyft: What You Need to Know

Filing a lawsuit against Uber or Lyft involves several steps and can be more complex than a typical car accident case. Here’s what you need to know: Identify the Liable Parties: This could include the rideshare driver, Uber or Lyft, or other motorists involved in the accident. Meet Legal Deadlines: In New Jersey, the statute of limitations for filing a personal injury lawsuit is generally two years from the date of the accident. Prove Negligence: You must demonstrate that the rideshare driver or company was negligent and that this negligence directly caused your injuries. Calculate Damages: This includes medical expenses, lost wages, pain and suffering, and other related costs. Engage Legal Representation: Rideshare companies have extensive legal resources. Hiring an experienced attorney ensures that your rights are protected and increases your chances of a successful outcome. Navigating the legal system can be daunting, but understanding these key steps can help you prepare for the process ahead.

How The Epstein Law Firm Can Help You Navigate the Legal Process

At The Epstein Law Firm, we specialize in personal injury cases involving rideshare accidents. Our experienced attorneys are well-versed in New Jersey’s laws and have a deep understanding of Uber and Lyft’s insurance policies. Here’s how we can assist you:

Comprehensive Case Evaluation

We’ll review the details of your accident and help determine the best course of action.

Evidence Collection

Our team will gather and preserve crucial evidence, including police reports, eyewitness statements, and rideshare app data.

Negotiation with Insurance Companies

We’ll handle all communications with the insurance companies, advocating for the maximum compensation you deserve.

Legal Representation

If necessary, we’ll take your case to court and represent you throughout the legal proceedings.

Personalized Support

We understand that every case is unique. Our attorneys provide personalized attention and support, ensuring that you’re informed and involved every step of the way. With The Epstein Law Firm by your side, you can focus on your recovery while we handle the complexities of your case.

Contact The Epstein Law Firm Today

Rideshare accidents can be complex, but understanding your rights and taking the proper steps can significantly impact the outcome of your case. If you’ve been injured in an accident involving an Uber or Lyft in New Jersey, don’t navigate the legal waters alone. Contact The Epstein Law Firm for a comprehensive consultation and let our experienced team fight for the compensation you deserve.