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New Jersey Real Estate Purchase Attorney

New Jersey Real Estate Purchase Attorney

Our Property Purchase Dispute Lawyers in Hackensack, NJ Assists Clients That Are Buying a Home With Their Litigation Matters in Bergen County, Essex County, Hudson County, Passaic County, and Throughout NJ

Buying a home is one of the most important transactions that a person will make in their lifetime. For many people, their home represents the overwhelming proportion of the wealth that they have built up. To protect your home and your wealth, you need experienced legal representation to ensure that your interests are protected during the home-buying process. Turn to a New Jersey real estate purchase attorney for the help that you need when purchasing a home or other real estate property. 

The Epstein Law Firm, P.A. can provide you with the assistance you need when buying a home or other property in Bergen County, Essex County, or elsewhere in New Jersey. Our property purchase dispute lawyers in Hackensack, NJ will diligently ensure that your rights and interests are protected throughout the real estate buying process as well as after the transaction closes. We take the time to walk you through the purchase process and answer all the questions you may have.

Reach out to our firm today for a consultation to learn more about how a New Jersey real estate purchase attorney can be of assistance to you through each step of the home buying process in Hudson County, Passaic County, or elsewhere in NJ. 

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Aspects of the Homebuying Process that a New Jersey Real Estate Purchase Attorney from The Epstein Law Firm, P.A. Can Help You With

A home represents one of the most important purchases that any person can make. In addition to determining how much you can afford to spend on a home, where you want to live, and what features you want in your home, there are plenty of legal matters that must be handled throughout the home-buying process. A New Jersey real estate attorney from our property purchase dispute lawyers in Hackensack, NJ can assist you with details of the home buying process, such as:

  • Helping to draft and reviewing the purchase contract, explaining the terms of the contract to you and ensuring that it protects your rights and interests.
  • Reviewing loan documents if you need to take out a mortgage for the purchase.
  • Reviewing the terms of a title insurance policy if one is purchased or if the lender requires the purchase of a policy, including discussing the details of coverage such as whether the buyer should purchase an owner’s title policy.
  • Performing a title search to check if there are any defects in the seller’s title, such as a break in the chain of title, liens or other encumbrances, discrepancies in the property and boundary descriptions, or covenants, easements, or other title restrictions that had not been disclosed by the seller.
  • Conducting the closing, including presenting documents for signature and recording the deed and other documents with the public registry.
★★★★★

Michael and his team worked tirelessly and aggressively on our behalf and brought our case to a successful outcome.

ANDREW W.

★★★★★

I highly recommend The Epstein Law Firm for those who need smart, creative, and aggressive lawyers who put their clients’ interests first.

BRIAN G.

What You Need to Know about Buying Property in New Jersey

The process of buying property in New Jersey begins with making an offer to the owner of a home or property that you wish to buy. This offer takes the form of a “contract” to purchase. Once the seller accepts the contract, both parties are bound to its terms. For that reason, it is important for a buyer to work with a New Jersey real estate purchase attorney even before identifying the property they want to purchase. An attorney can help a buyer by reviewing the contract (or drafting the contract if the buyer is not working with a real estate agent) to ensure that it protects the buyer’s rights and interests.

Once a buyer’s offer is accepted by the property owner, the buyer should work with an attorney to complete the transaction. The buyer should retain an attorney to conduct a title search to ensure that the seller’s title does not have any defects that might impair the buyer’s rights after the purchase. 

In many cases, a buyer will need to obtain a loan or mortgage to finance the purchase. If a buyer does not already have preapproval from a lender, they will need to arrange financing. Lenders normally require the buyer to provide a down payment, which is cash the buyer contributes to the purchase price. A buyer may pay a portion of the down payment when the contract is accepted by the seller, with the remaining down payment paid at closing. The lender may also require the buyer to obtain mortgage insurance, typically if the buyer’s down payment is less than 20 percent of the purchase price. Lenders also normally require the buyer to obtain title insurance, which insures the lender’s security in the property. 

At the closing, the buyer’s attorney will present the transaction documents for signature by the parties. The buyer’s attorney then records the transaction with the registry of deeds.

Get Advice From An Experienced Real Estate Attorney. All You Have To Do Is Call 201-231-7847 To Receive Your Free Case Evaluation.

Contact The Epstein Law Firm, P.A. for a Consultation to Learn More About What a New Jersey Real Estate Purchase Attorney Can Do for You

If you are buying a home, contact The Epstein Law Firm, P.A. for an initial case evaluation to discuss how a New Jersey real estate purchase attorney can help guide you through the home buying process and will work to protect your rights and interests in your home and investment. 

Frequently Asked Questions about Real Estate Purchase in New Jersey

Do you need a lawyer to buy a house?

In New Jersey, buyers of residential property are not required to hire an attorney. However, having an experienced litigator in your corner can ensure that your rights are protected. For example, a residential real estate attorney can conduct a title search on the property you intend to purchase. A title search is intended to ensure that the seller owns the title to the property, identify any easements, covenants, or title restrictions, and ensure that there are no liens or other encumbrances on the property.

What does a real estate lawyer do?

In addition to performing a title search, a real estate lawyer can help a homebuyer with other aspects of the purchase process, such as reviewing the purchase and sale agreement and other legal documents needed to effect the transaction, advising the buyer about the meaning and legal effect of easements or title restrictions, and potentially representing the buyer if a legal dispute arises during or after closing.

“Smart, creative and

aggressive lawyers who put

their client’s interests first" —

"The Epstein Law Firm recently obtained a multi-million dollar settlement in an extremely complex and difficult financial services case. He and his team not only mastered the complex issues in the case, but also expertly handled all aspects of the negotiations. I cannot thank Michael enough for his dedication and hard work, and I highly recommend him and The Epstein Law Firm for those who need smart, creative, and aggressive lawyers who put their clients’ interests first.”

"The Epstein Law Firm recently obtained a multi-million dollar settlement in an extremely complex and difficult financial services case. He and his team not only mastered the complex issues in the case, but also expertly handled all aspects of the negotiations. I cannot thank Michael enough for his dedication and hard work, and I highly recommend him and The Epstein Law Firm for those who need smart, creative, and aggressive lawyers who put their clients’ interests first.”

More Five Star Reviews
TNTL Top 100
Million Dollar Advocates Forum
Super Lawyers
Ten Leaders
NJ Supreme Court Certified Attorney
ABOTA
NADC Nations Top One Percent
TNTL Top 100
Million Dollar Advocates Forum
Super Lawyers
Ten Leaders
NJ Supreme Court Certified Attorney
ABOTA
NADC Nations Top One Percent
TNTL Top 100
Million Dollar Advocates Forum
Super Lawyers
Ten Leaders
NJ Supreme Court Certified Attorney
ABOTA
NADC Nations Top One Percent
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